Unhurried Years

Pay off what you owe. Get ready to retire.

Unhurried Years puts your budget, your savings goals and your debt payoff plan in one calm place, and shows you the dates they add up to.

One place for the money you have, and the years ahead

Add your accounts, record what comes in and goes out, and set what you are working toward. The app keeps the totals and works out the dates.

Ready to use

  • Your money at a glance

    Checking, savings, cards and loans on one screen, with what you own, what you owe and your net worth.

  • Spending and a monthly budget

    Record what you spend, see it by category, and set how much each category gets this month.

  • Savings goals

    An emergency fund or a trip: see how much to put aside each month to get there on time.

  • A plan to be debt-free

    Choose avalanche, snowball or your own order, add an extra amount each month, and see your debt-free date and the interest you save.

On the way

  • Retirement and IRA planner

    How much you will have, how long it lasts, and what saving a little more changes.

  • Bank connections

    Bring in your transactions automatically, only if you choose to connect a bank.

  • Recurring charges, a health check and calculators

    Your subscriptions and bills in one list, a simple score of how your finances are doing, and mortgage, car and loan calculators.

Your numbers stay yours

  • We do not sell your data, and there are no ads.
  • Only you can see your accounts and transactions. Each person's data is kept apart in the database itself.
  • You can delete your account in Settings at any time, and everything goes with it.
  • The details are in plain words in our privacy policy.

También en español, con el mismo cuidado.

Every screen of the app works in English and in US Spanish. Switch in Settings, or read this page en español.

Unhurried Years is in early testing, so some screens are still on the way. Questions or ideas: hello@unhurriedyears.com.